Working capital

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The key to success is gaining more control over cash flows. That’s why our trade and receivables finance solutions help you unlock funds. Added to this is a full range of commercial banking services designed specifically to help you manage cash more efficiently.

Our Working capital solutions

Commodities and structured trade finance

Get access to trade finance solutions designed specifically for producers, traders and end users along the global supply chain for energy, metal and agricultural (‘soft’) commodities.

Business financing solutions

Access our long and short-term loans designed to meet your specific funding requirements. Use our lending and credit solutions to finance capital investments and business growth, and obtain working capital to improve cash flow.

Export financing solutions

Gain more control over exports, improve cashflow and manage risks associated with international trade more effectively using HSBC’s export finance facilities. Our trade specialists have in-depth knowledge to help you assess market risks.


Conduct business with confidence, even where you lack established relationships, through the use of guarantees and standby letters of credit.

Working capital solutions

HSBCnet >

Import finance solutions >

Upon approval, access working capital to bridge the gap between settlement with suppliers and payment from buyers.

Open account >

Use open account solutions to trade directly with organizations that have a good financial status and also recognize yours.

Receivable finance >

Improve your cash flows and enhance forecasting. If qualified, access up to 90 per cent of invoice values as soon as they are issued.

Working capital strategies >

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